The Executive Board is the collective, decision-making, management, and representation body of CAIXA Cartões, consisting of four members:
1. The Chief Executive Officer, running the presidency of the Executive Board;
2. The Chief Commercial and Product Officer, who is in charge of commercial management, product portfolio and partnerships;
3. The Chief Administrative, Investor Relations and Financial Officer, responsible for financial management, controllership and investor relations;
4. The Chief Governance, Integrity and Risk Officer, being responsible for risk management, compliance, integrity and institutional relationship with control bodies.
Click here to access the Executive Board Charter.
|Paulo Henrique Angelo||Chief Executive Officer||April 5, 2022|
He is a Caixa employee with over 22 years of experience in financial services, mostly holding strategic and executive leadership roles.
He has wide experience in the development and management of regulatory capital, corporate finance, internal controls, money laundering prevention, compliance and integrity program, risk management, as well as recognized experience in retail network management.
He held various leadership positions, including General Manager, Regional HR Manager, Market Manager and Regional Superintendent, in various regions of Brazil.
In line with his professional career, since December 2016 he has been in charge of CAIXA’s Vice Presidencies: Internal Controls and Risk Management, Government Funds and Lotteries, and Retail Network.
He was a member of the Board of Directors of QUOD, CAIXA Seguridade and CAIXA DTVM.
He has a graduate degree in Business Administration, a graduate degree in Teaching, an MBA in Business Management from Fundação Getulio Vargas (FGV), qualification in Financial Management and Capital Markets from the New York Institute of Finance, and is certified by the Board of Directors Course of the Brazilian Corporate Governance Institute – IBGC. He also graduated in the Advanced Management Program from Harvard Business School.
On April 05, 2022, he took office as the CEO of CAIXA Cartões Holding S.A.
|Maikon Wilson Penso||Chief Commercial and Product Officer||April 5, 2022|
Born in the municipality of Pato Branco, in the state of Paraná, he has been a CAIXA employee since 2006 and has more than 20 years of experience in technology, innovation and business management.
He has a bachelor’s degree in Commercial Management, People Management, and Business Administration. He also pursued a graduate degree at Centro Universitário UniDomBosco.
He has been working in the banking segment of Caixa Econômica Federal for 16 years, held all retail positions at the bank and is certified in investing products.
He was Chief Strategy Officer for the Retail Network, Director Advisor to the Vice-Presidency of the Retail Network, Regional Manager of the Regional Superintendence of the city of Curitiba, state of Paraná, and General Manager at units of the Retail Network in the state of Paraná.
He held leadership and consulting positions, has certifications in Anti-Money Laundering and Combating the Financing of Terrorism, Capital and Risk Management, Information Security, and Ethics.
On April 05, 2022, he took office as the Chief Commercial and Product Officer of CAIXA Cartões Holding S.A.
|Cristiano Aparecido Firmino Vieira||Chief Governance, Integrity and Risk Officer||April 7, 2022|
Born in the municipality of Itapira, in the state of São Paulo, he has been a CAIXA employee since 2004, holding various management positions in the Retail Banking and Social Security areas.
In his most recent position as National Superintendent, he led CAIXA’s Partner Network, being in charge of over 22 thousand Lotteries and CAIXA Aqui Correspondents.
He has a bachelor’s degree in Business Administration, a graduate degree in Corporate Finance from Fundação Getulio Vargas (FGV), and a specialization degree in Human Development for Managers.
On April 07, 2022, he took office as the Chief Governance, Integrity and Risk Officer of CAIXA Cartões Holding S/A.
|Carlos Eduardo Benante Pereira||Chief Administrative, Investor Relations and Financial Officer||April 7, 2022|
Born in the city and state of São Paulo, he has been a CAIXA employee since 2003. He was wide experience in the Retail Network, working in the administrative, channels, planning and network support management areas. He also worked in the Wholesale Network, being in charge of the Customer Strategy.
He has recently served as National Superintendent, being in charge of administrative support for the Retail Network branches, support for business and partner network, and CAIXA’s Customer Service (Teleservice and Social Media channels).
He has a bachelor’s degree in Business Management, a graduate degree in Corporate Finance and Investment Banking from Fundação Instituto de Administração – FIA, an MBA in Business Management from Fundação Getulio Vargas – FGV, and is certified by the Brazilian Financial and Capital Markets Association – ANBIMA (CPA-20 Certification).
On April 07, 2022, he took office as the Chief Administrative, Investor Relations and Financial Officer of CAIXA Cartões Holding S.A.
The Audit Committee is an advisory body to the Board of Directors when it comes to auditing and supervising the quality of financial statements and the effectiveness of internal control systems and internal and independent audits. It shall consist of 03 (three) members, elected and removed by the Board of Directors.
Click here to access the Audit Committee Charter.
|Breno do Carmo Moreira Vieira||Coordinator|
Born in the city and state of Rio de Janeiro, he was a Sitting Member of the Administrative Council of Tax Appeals – CARF (first and third sections) and head of Government Representation in the Federal District. As a lawyer, he is a member of the Special Commission for Regulatory Affairs of the Federal Brazilian Bar Association. He also provided consulting services and worked on tax planning, with a focus on tax compliance, governance and risk mitigation. He also worked as a Legal Manager at AmBev and as a Corporate Tax Incentive Expert, directly conducting negotiations with the Government. Additionally, he is part of the State, Constitution and Taxation Research Group (Grupo de Pesquisa Estado, Constituição e Tributação – GETRIB) at the University of Brasília.
He has a bachelor’s degree in Law from Centro Universitário de Brasília (CEUB) and a graduate degree in Tax Law from the Brazilian Institute of Tax Studies (Instituto Brasileiro de Estudos Tributários – IBET-SP). He has a master’s degree (with honors) in Social Sciences from the University of Chile and took up the Advanced Accounting Course at the National School of Public Administration (ENAP).
On November 30, 2021, he took office as a member of the Audit Committee of CAIXA Cartões.
|Leonardo Bordeaux Rêgo Machado||Member|
Born in the city and state of Rio de Janeiro, he served at investment banks for nearly 10 years and also worked at the Banks BBM, Pactual and CR2. He built his career in the credit area, starting in Research areas of companies, then he became Head and Associate, being responsible for the Credit Analysis, Contracts and Back Office areas. In 2007, he migrated to the Real Estate area, becoming Head of Treasury and Funding at BR Malls Participações (brMalls – BRML3), when the company was structured and went public. He has recently been Statutory and Portfolio Officer at Brazilian capital companies from the shopping mall industry.
He has a bachelor’s degree in Engineering from the State University of Rio de Janeiro (UERJ), a graduate degree in Finance from the Brazilian Institute of Capital Markets (IBMEC-RJ), and in Finance and Capital Markets from Fundação Getulio Vargas (FGV).
Whistleblowing Channel – Audit Committee of CAIXA Cartões
This channel receives reports relating to the activities of the Audit Committee of CAIXA Cartões, namely:
- Noncompliance with legal and normative provisions, regulations or internal codes;
- accounting-related fraud or irregularities, or noncompliance with internal controls;
- work performed by internal and independent auditors.
Reports must be detailed and informative and contain any existing evidence or documents, so we can conduct an effective investigation.
The Audit Committee of CAIXA Cartões adopts specific procedures to protect the whistleblower and ensure the confidentiality of their reports, if requested.
Reports on the above-mentioned topics can be made as follows:
- Web page of the Whistleblowing Channel
- Mailing Address:
Audit Committee of CAIXA Cartões – COAUD
SAUS Quadra 03, Bloco E, 9º andar – Ed. Matriz II, Asa Sul
Brasília-DF, CEP: 70.707-030
Board of Directors
The Board of Directors is a superior, decision-making, supervisory and strategic body for the Company’s activities.
It shall consist of 7 (seven) members elected by the Shareholders’ Meeting, as follows:
I. 2 (two) board members appointed by the State Minister of Economy;
II. 3 (three) board members appointed by CAIXA;
III. 2 (two) independent board members appointed by CAIXA.
Click here to access the Board of Directors Charter.
|Cláudio Salituro||Board member|
Born in the city and state of Rio de Janeiro, he has over 30 years’ experience in Information Technology, working in Brazilian and multinational companies (Citibank, IBI, Credicard, Orbitall, Fidelity, and Cielo) from various segments – financial institutions, retail, payment methods, service provision, and telecommunications. He coordinated several IT outsourcing projects, corporate mergers and team restructuring focused on quality and cost reduction.
He has a bachelor’s degree in Systems Analysis and Development from Universidade Candido Mendes – UCAM and a specialization degree in Business Management from Fundação Getulio Vargas – FGV.
On February 25, 2019, he took office as Vice President of Caixa Econômica Federal.
|Nilton dos Santos Volpi||Board member|
Born in the city and state of São Paulo, he has over 30 years’ experience in business administration, 15+ years of which in the banking and credit card areas. He was the President of the Brazilian Credit Card Association (Associação Brasileira das Empresas de Cartões de Crédito) for 5 years. He is a member of the Steering Committee of Canbras Global Inc., and Kakau. He is currently a partner in Volpi Consultores Associados and a Sales Executive for the Latin American and Mexican markets at Profit Insight.
He has a bachelor’s degree in Business Administration from Fundação Getulio Vargas – FGV and a specialization degree in Tourism from the University of São Paulo – USP.
On January 15, 2021, he took office as a member of the Board of Directors of CAIXA Cartões.
|Danielle Santos de Souza Calazans||Board member|
Born in Brasília (Federal District), she has been working at CAIXA since 2007, where she held several positions in the management, strategy, and governance areas. She was manager and general coordinator at the Ministry of Finance and People Management Director of the Ministry of Economy. She also worked on the restructuring process and the new management model of said Ministry. She is currently Secretary of Corporate Management at the Ministry of Economy.
She has a bachelor’s degree in Law, a graduate degree in Labor and Procedural Law, a specialization degree in Leadership and People Management from Fundação Getulio Vargas, is pursuing a master’s degree in Public Administration and Government Management, and has completed the RH Triple A Program at Fundação Dom Cabral.
On January 14, 2021, she took office as a member of the Board of Directors of CAIXA Cartões.
|Rogério Rodrigues Bimbi||Independent board member|
Born in the city and state of Rio de Janeiro, he has over 22 years’ experience in credit management and collection and worked in financial institutions, large banks and asset management companies. He was an independent member of the Board of Directors of Liq Participações and of the Banco Pan’s Audit Committee. He took office as an independent member of CAIXA’s Board of Directors on June 25, 2019 and was designated as Chair of said Board on May 05, 2021.
He has a bachelor’s degree in Economics from the Federal University of Rio de Janeiro – UFRJ and a graduate degree in Business Management from IBMEC – RJ.
On November 30, 2021, he took office as a member of the Audit Committee of CAIXA Cartões.
The Fiscal Council is a permanent, collective and individual supervisory body consisting of 3 sitting members and their respective alternates, with 1 (one) sitting member and his/her respective alternate appointed by the Ministry of Economy, as representative of the Brazilian Treasury, and 2 (two) sitting members and their respective alternates appointed by CAIXA.
Click here to access the Fiscal Council Charter.
|Juliana Ribeiro Silveira||Chair|
She has a graduate degree in Civil Engineering from the University of Brasília (UnB), a graduate degree in Public Sector Costs and Public Sector Economy, as well as an Executive MBA in Project Portfolio – PPM from Faculdade Integrada AVM.
She is currently a federal servant (Infrastructure Analyst of the Ministry of Economy). She performed decentralized activities at the Ministry of Regional Development – MDR, for the Project of Integration of the São Francisco River into Northeastern Water Basins (2012). Additionally, she worked as Coordinator of Works and Management Integration; General Coordinator of Civil Works (2014 – 2016); Technical Advisor to the Strategic Projects Department (2017); and Project Manager (2019 – 2020).
In October 2020, she was designated to serve at the Federal Presidential Office. Until January 2021, she was advisor to the Executive Secretary of Government. Additionally, since April 2021, she has been the Executive Deputy Secretary of the President’s Chief of Staff.
|Abdsandryk Cunha de Souza||Member|
Born in the city of Goiânia, state of Goiás, he has a bachelor’s degree in Electrical Engineering from the School of Electrical Engineering and Computing (FEEC) of the State University of Campinas (Unicamp). He earned a diploma in Higher Optional Studies on Information Technology and Communication (DESO-TIC) from Ecole Centrale de Lyon, in France, and an MBA in Strategic Information Technology Management from Faculdade Getulio Vargas.
He currently works as a Federal Auditor of Finance and Control at the National Treasury Secretariat and as the General Coordinator of Systems and Information Technology.
|Gabriella Nascimento Santos||Member|
Born in the city of Brasília (Federal District), she earned a bachelor’s degree in Law from Centro Universitário de Brasília in 2015. She specialized in Civil Law by completing a lato sensu graduate program at Instituto Brasiliense de Direito Público (Public Law Institute of Brasília) in 2017. She is pursuing a master’s degree in Constitutional Law at the same institute. She also practiced Law in the private sector (Civil, Constitutional and Administrative Law areas).
She was Chief of Staff for Legal Affairs of the Federal Presidential Office, then she became Special Advisor to said federal unit. Besides performing regulatory roles inherent in her current position, she assisted in the development and regulation of Sistema Integrado de Nomeações e Consultas – SINC (Integrated Nomination and Consultation System – SINC), ensuring the integrity, transparency and modernization of nomination processes for commissions and trusted positions within the scope of the Federal Executive Branch.
She currently holds the position of Deputy Chief for Legal Affairs at the General Secretariat of the President of Brazil and represents the Executive Branch in the Advisory Board of the National Telecommunications Agency (ANATEL).
The Shareholders’ Meeting is the Company’s highest body, with authority to resolve on all matters related to its purpose and shall be governed by Law 6,404, of December 15, 1976, and amendments, including regarding its competence to change the Company’s share capital and articles of incorporation, as well as to elect and remove board members at any time.
The Shareholders’ Meeting shall consist of CAIXA’s sole shareholder, with works directed by the presiding board composed of the chair and his/her secretaries (chosen by the shareholder), and other attending members.